How to Access Your Free Credit Report

Managing credit can be difficult. Learn how to get your free credit report so you know where your credit stands.

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Hello, welcome back! It’s Amanda Christensen with Utah State University Extension. Today’s quick tip video is all about accessing your free credit report from annualcreditreport.com. There are a lot of companies out there; you hear the advertisements on the radio, or maybe you’ve seen a TV commercial about accessing your free credit report from a number of different websites. The only website that offers a credit report for free from each of the three major credit reporting bureaus once a year, is annualcreditreport.com. Annualcreditreport.com Annual, annual, annualcreditreport.com.

To request your free credit reports from annualcreditreport.com you’ll go to the website and they’ll be a big red button that says, request your free reports. You click on that button, and it will walk you through three simple steps to access your credit reports. Now if you’ve never ever pulled a credit report before, I recommend you pull each of your reports from all three of the bureaus. Remember, accessing your free report at annualcreditreport.com does not provide you with your credit score, but it is going to show you all of the things that those credit reporting bureaus are listing on your credit history. Things that may be positively and maybe negatively impacting your score.

The website also has some great resources that you can look over to learn how the reporting jargon is collected and to sort of interpret your report once you’ve got it printed in front of you. They also have some resources there that will help to teach you why regular monitoring of your credit is important and help you prevent and take steps to avoid identity theft.

That’s it for this video. I hope it was helpful. Hop on over to annualcreditreport.com to download your free credit report today. Also, check out the description box below for some resources from USU Extension about credit reports. It will help you further understand the importance of monitoring your credit and avoiding identity theft. Also leave a comment, let me know what videos you would like to see, or what questions do you have about any financial topic. I would love to hear from you and help you out and respond to it any way that I can. Thanks for stopping by. I’m Amanda Christensen with Utah State University Extension. We’ll see you next time! Bye.

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annualcreditreport.com/index.action
finance.usu.edu
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