Avoiding Foreclosure There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and

9. Avoid foreclosure prevention companies. You don't need to pay fees for foreclosure prevention help--use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender.

Ways to Stop a Foreclosure . The best way to stop a foreclosure in California, for example, is to prevent the filing of a Notice of Default. We mention this state because nearly 40 million people live in California, and California is the land of real esta