How To Raise Your Credit Score + Credit Card Use Tips

Today I'm covering how we used mainly credit cards to get our credit scores up to the levels that they are now. We are both near 800, my score today that I’m publishing is 817! This high credit score allows me access to better loans so I pay less for big things like cars and mortgages.

Where to track your credit score:

➝ MyFICO* ➝ penniesnotperfection.com/MyFICOScore
My FICO is the only place to get your actual accurate FICO scores that match what lenders see. It's paid so you have to spend to see those scores but can be useful to check if you are planning to finance soon!

Your credit score is a snapshot that is ever changing based on the many, many factors involved in the items I mentioned in this video. You can constantly see it change up and down based on your most recent 2 years of credit history.

If you are planning to buy a home soon then it is very important to pay attention to what makes up your credit score and work on improving it!

#creditscore #fico #credittips


Want to say thank you?
🔹 Buy Me A Coffee: buymeacoffee.com/YouTubePennies
🔹 Venmo/CashApp: @marypennies $marypennies
🔹 Shop: penniesnotperfection.com/shop/

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RECOMMENDED*:
⭐️ M1 Finance (Investing app) ➝ penniesnotperfection.com/M1Referral
⭐️ Rakuten (Cash back app) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, $2 referral code, MV7RR) ➝ bit.ly/2G0vEtZ
⭐️ Personal Capital (Monitor net worth) ➝ penniesnotperfection.com/NetWorth

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CONTACT ME:

🔹 Website: penniesnotperfection.com
🔹 Shop: penniesnotperfection.com/shop/
🔹 Instagram: instagram.com/penniesnotperfection

Mary
P.O. Box 240981
Memphis, TN 38124

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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!

*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.