How To Get Your Annual Credit Report Free and Avoid Scams!

Access your FREE annual credit report at: annualcreditreport.com

Welcome back! Today TYIH is explaining how you can obtain your annual credit report absolutely free! The Fair and Accurate Credit Transaction Act of 2003 provides the right to every individual to obtain a free credit report from each of the three major credit bureaus each year for free! This is an extremely valuable tool that will help you get an inside look at what types of information is contained within your report and all the metrics that make up your overall credit score.

Unfortunately, as with any good thing; there are fraudsters and scammers that love to try and take advantage of unsuspecting victims. TYIH provides you how to avoid these scams and ensure you are getting legitimate credit information without paying any hidden fees or subscription costs.

Once you access your credit report, it’s vital to know what type of information is being reported. Your credit report is your overall credit profile that lists your credit accounts, payment information, inquiries, credit utilization ratios, personal information, etc. It’s important to review these pieces of information on a regular basis to ensure all the information contained within the report is legitimate. Furthermore, viewing the information credit bureaus are paying attention to helps you truly understand what it takes to build your credit score and keep it immaculate.


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DISCLAIMER - The Young Investor’s Handbook, including but not limited to any guests appearing within the videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experiences and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. This video is not meant to be an endorsement of any product or service. There are financial risks associated with investing, including loss of principal. For investment advice, please seek counsel of a finance/investment advisor(s), and conduct your own due diligence.

Song Credits: Longing by Joakim Karud soundcloud.com/joakimkarud
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