How To Create A Household Budget In 10 Easy Steps - Free Budget Template

Creating a household budget doesn't have to be hard work. In this video, I'm going to show you how to create a household budget and the simple steps I take every month to keep my budget working for us. Using zero based budgeting really helps us stay on track and stick to the budget so we can work towards a better financial future for our family. Budgeting is the first step in starting to save money. By keeping track of your finances you can start to save money and live more frugally in a way that works for you.

Here is a free budget template I have created and use every month with my own household budget. Budgeting has enabled me to significantly reduce our outgoings and pay off debt. It works with google sheets and Excel.

docs.google.com/spreadsheets/d/1g_Oj3e4n8EGSpGr…

Here is the cash envelope system video I mentioned: youtu.be/hjT8uI6oCXo

If you are struggling with debt, here are some links you may find helpful - You are not alone and will get through this.
stepchange.org/
moneyadviceservice.org.uk/en

Watch next:
How to meal plan on a budget: youtu.be/EAdf7cIVO6g
Frugal living tips: youtu.be/l64fMXek6B0

Amy x