How to Create a Realistic, Actionable Budget-- Workable Tips for Managing Household Finances

Hi all!
Today's video is all about the dreaded budget! I love working with numbers, but how do you make the numbers work for you?
That's what I talk about. Delving into all the budgeting steps and strategies I went through this past week to revive my own budget. I spent so much time researching how best to do it so I thought I would make a video so maybe some of you guys can enjoy and benefit from this info as well!

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Google doc for budgeting: docs.google.com/spreadsheets/d/1YlGTsomx1Y47jdc…

Link to suggested budget percentages: photos.app.goo.gl/gt9zKvg9H5iRbsVw9

List of spending categories:

Living expenses
Rent or Mortgage
Utilities
Water
Gas
Electric
Home owners or renters insurance
Property taxes
Internet
Phone
Cable
Insurance
Life insurance
Health insurance
Dental insurance
Car insurance
Travel expenses
Gasoline
Parking fees and tolls
Car maintenance
Car loan
Registration fees
Medical expenses and copays
Donations
Entertainment
Personal shopping
Gifts
Miscellaneous spending
+ Any recurring expenses from hobbies, etc

Savings
Retirement
Emergency fund
Vacations
Car savings
Home savings
+ Any other large purchases

Debt repayment
Credit card balances
Student loans
+ Any other debt

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