How to Choose a Prepaid Cellphone

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Prepaid plans for cellphones allow you to purchase minutes as you use them, so you only pay for the minutes you use. These plans are attractive for those who cannot qualify for a wireless contract, and for those who don't need all the minutes provided by a standard cellphone plan.

Step 1: Find carrier
Find a prepaid cellphone carrier that offers a range of phones and service plans.

Step 2: Decide on price range
Decide on your price range for the cellphone. Prices can range from free -- with the purchase of minutes -- to a couple hundred dollars.

Tip
Prepaid cellphone models are available online from the carriers and at walk-in stores.

Step 3: Consider usability
Consider the phone's usability. Determine whether it is small, functional, durable, and includes a long-lasting battery.

Step 4: Consider voice features
Consider the voice features you need. Prepaid cellphone voice features may include three-way calling, speakerphones, voicemail, call waiting, and caller ID.

Step 5: Consider multimedia features
Consider the multimedia features you need. Prepaid cellphone multimedia features may include text messaging, instant messaging, a camera, recording capabilities, audio/video playback, games, ringtones, and a radio.

Step 6: Consider extra features
Consider any extra features that come with the phone, including a calendar, phonebook, task list, or note pad.

Step 7: Select service plan
Select a service plan that meets your needs. Look at your recent cellular phone bills to determine whether a particular prepaid plan would be a cheaper option for you.

Tip
Prepaid cellphone plans may require you to pay a set monthly fee for a fixed number of minutes, pay a fixed rate per minute without a monthly fee, pay a daily access charge each day you use the phone, or pay a monthly fee for unlimited calling.

Step 8: Look for free calling options
Consider whether the plan offers free calling on nights, weekends, and with in-network calls.

Did You Know?
An early version of the cellphone was introduced in 1947.